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Health Insurance

Health Insurance

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Here's how Health Insurance aligns with curriculum standards in Washington DC. Use the filters to change the location, set of standards, and grade level.

Managing Risk

Knowledge Standards

MR.K.2: Compare the costs and benefits of disability insurance for replacing income lost when a person is unable to earn their regular income due to injury or illness.

Standards
Defined by Financial Literacy Standards 9th-12th Grades and align with Health Insurance
Students will identify government-provided health care coverage including Medicaid.

Skills Standards

MR.S.1: Analyze the factors that influence insurance premiums including copayments and deductibles and determine the costs and benefits of plans with different costs.

Standards
Defined by Financial Literacy Standards 9th-12th Grades and align with Health Insurance
Students will calculate the costs of different plans based on a case study scenario.
Students will research factors that result in lower insurance premiums.
Students compare the pros and cons of buying an insurance policy with a higher deductible.

MR.S.2: Compare the costs, benefits and risks of different health insurance plans, including the extent to which health insurance covers preventative care.

Standards
Defined by Financial Literacy Standards 9th-12th Grades and align with Health Insurance
Students will estimate the impact of different health insurance deductibles and coinsurance rates on out-of-pocket medical costs.
Students will compare the cost of health insurance to the potential financial consequences of not having health insurance.
Students will examine the advantages of obtaining health insurance coverage through an employer plan versus buying private insurance or being uninsured.